Find out which checking account is best for you.
Crimson Elite
Free ATMs
- Unlimited HUECU per month
- Unlimited Non-HUECU per month
ATM Surcharges Refunded9
- $50 per month
Monthly Fee1
- $20 waived with:
Minimum Balance3 of $5k in Checking OR $10k in Total Deposits
Earns Interest
E-Statements Available
Additional Perks
- $300 Mortgage Closing Credit4
- 2,500 bonus points on a new
Platinum Rewards MasterCard® - Discounted rates on Auto or Personal loans with Auto-pay5
- Bonus rates on CDs
- One-time add-on to CDs6
- Unlimited free checks7
Crimson Advantage
Free ATMs
- Unlimited HUECU per month
- 10 Non-HUECU per month
ATM Surcharges Refunded9
- $20 per month
Monthly Fee1
- $10 waived with:
Direct Deposit2 & Minimum Balance3 of $1,500 in Checking OR $10k in Loans + Deposits
Non-interest bearing
E-Statements Required
Additional Perks
- $100 Mortgage Closing Credit4
- 1,500 bonus points on a new
Platinum Rewards MasterCard® - Discounted rates on Auto or Personal loans with Auto-pay5
- Free first order of checks7
Crimson Essentials
Free ATMs
- Unlimited HUECU per month
- 5 Non-HUECU per month
ATM Surcharges Refunded9
- $10 per month
with 10 debit card purchases
Monthly Fee1
- $5 waived with:
Direct Deposit2 OR 10 debit card purchases
Non-interest bearing
E-Statements Required
Additional Perks
- 1,500 bonus points on a new
Platinum Rewards MasterCard® - Discounted rates on Auto or Personal loans with Auto-pay5
- Free first order of checks7
Other Checking Options
Basic Checking
Looking for a bare-bones checking option? Basic checking is your classic no frills, no fees account.8 Not a lot of added value here, just a simple account for simple needs.
College Life Account
Attention Undergrads: If you’re looking for the best student banking experience, the HUECU College Life Account is the best choice for your undergraduate education and beyond .
Varsity Life Account
The Varsity Life Account is free checking account designed specifically for members ages 13-17. Teach your teen valuable financial skills and help them build a strong foundation for the future.
Unrestricted Access
All HUECU checking accounts include these other great options for convenient access to your account.
1. Fees will be waived until the end of the first full calendar month after account opening.
2. Direct Deposit determined by a single $200 incoming ACH within the month.
3. Minimum Balance calculated as daily average.
4. Closing Credit cannot be combined with any other offer including First-Time Home Buyer Credit or any other closing cost program offer.
5. Loan rate discount only available at time of application and will be .25% off of the qualified Annual Percentage Rate.
6. One-time add-on cannot exceed original purchase amount.
7. Free checks include standard check designs. Other designs available at additional cost.
8. Basic account is not a Crimson Checking and does not qualify for ATM benefits.
9. ATM surcharge refunds only apply to ATM’s located in the United States. For Crimson Essentials, the 10 debit card purchases must take place within the statement cycle period.