Smart Rewards Checking Monthly Qualification Cycle

Monthly Qualification Cycle

Month Year Begin End
January 2022 12/30/2021 01/28/2022
February 01/29/2022 02/25/2022
March 02/26/2022 03/30/2022
April 03/31/2022 04/28/2022
May 04/29/2022 05/27/2022
June 05/28/2022 06/29/2022
July 06/30/2022 07/28/2022
August 07/29/2022 08/30/2022
September 08/31/2022 09/29/2022
October 09/30/2022 10/28/2022
November 10/29/2022 11/29/2022
December 11/30/2022 12/29/2022

Statement Cycle

MonthYearBeginEnd
January202201/01/202201/31/2022
February202202/01/202202/28/2022
March202203/01/202203/31/2022
April202204/01/202204/30/2022
May202205/01/202205/31/2022
June202206/01/202206/30/2022
July202207/01/202207/31/2022
August202208/01/202208/31/2022
September202209/01/202209/30/2022
October202210/01/202210/31/2022
November202211/01/202211/30/2022
December202212/01/202212/31/2022

International Students

TeamRate TypeRate
5 YearFixed
10 YearFixed6.00%
15 YearHybridFixed at 5.75% for first 5 years, variable at Prime + 1.50% for remainder of term

Origination fee of 2.50% for international loan program. The origination fee is equal to 2.50% of the amount disbursed and will be added to the loan amount at time of disbursement. For example, if the international graduate student requests $10,0 be disbursed on their behalf to Harvard University, the origination fee will be $250 and the total loan amount will be $10,250.

Program details: international fixed rate, international hybrid rate