Understanding Your Credit Report

Credit reports are the foundation of your FICO® Scores, but what are they exactly? Watch this video to find out which information on your credit reports does and doesn’t impact your scores. Plus, see how checking your credit reports for accuracy can help you protect against potential identity theft.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Harvard University Employees Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Harvard University Employees Credit Union and Fair Isaac do not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating.

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