Estos son los detalles importantes de su tarjeta Platinum MasterCard®.

Haga clic aquí para ver el acuerdo completo de la tarjeta.

Tipos de interés y cargas de interés
Tasa Anual Equivalente (TAE) para compras 0.00 % intro APR for the first 12 billing cycles from date of account opening. After the intro APR expires, your APR will be 14.99 % to 18.00 % based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
TAE de los anticipos de caja 14.99 % to 18.00 % based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
TAE para transferencias de saldo 0.00 % intro APR for the first 12 billing cycles from date of account opening. After the intro APR expires, your APR will be 14.99 % to 18.00 % based on your creditworthiness. This APR will vary with the market based on the Prime Rate
Interest Avoidance Balance Pay the Interest Avoidance Balance every month by your due date to avoid interest on non-Installment Plan purchases and avoid prematurely paying off your Installment Plan Balances. This amount includes your current statement New Balance, minus your Installment Plan Remaining Balance and any eligible Promotional Balances (if applicable), plus your monthly Installment Plan Payment amount due. It does not include disputed amounts.
Paying Interest Your due date will be a minimum of 25 days after the close of each billing cycle. We will not charge you interest on new purchases if you pay your entire balance or Interest Avoidance Balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date. Balance Transfers, Checks and Cash Advances do not have an interest-free period and if these balances are not paid in full by paying your New Balance or Interest Avoidance Balance by the due date, you will lose your interest-free period on new purchases unless your balance is in a promotional interest free promotion.
Para obtener consejos sobre tarjetas de crédito de la Oficina de Protección Financiera del Consumidor Para saber más sobre los factores que hay que tener en cuenta al solicitar o utilizar una tarjeta de crédito, visite el sitio web de la Oficina de Protección Financiera del Consumidor en http://www.consumerfinance.gov/learnmore.

Tasas

Cuota anualNinguno
Tasas de transacción
  • Transferencias de saldos
  • Anticipos de efectivo
  • Transacciones extranjeras
  • 2%
  • Ninguno
  • El 1% del importe en dólares de cada transacción realizada fuera de Estados Unidos.
Tasas de penalización
  • Tasa de retraso en el pago
  • Cargo por cheque devuelto
  • 10,00 dólares o el 10% del saldo pendiente, lo que sea menor.
  • $4.50
  • Tarjeta de sustitución
  • Tarjeta de sustitución de emergencia
  • $20.00. If issued the same day, $31.00
  • $50.00

Cómo calcularemos su saldo:

Utilizamos un método denominado "saldo medio diario (incluidas las nuevas compras)".

When you make a payment, generally, we first apply your minimum payment to the monthly obligation for any Installment Plan offer balances, which requires repayment of the balance over a pre-selected number of billing periods, and then to the balance on your monthly statement with the lowest APR. Any payment above your minimum payment would generally then be applied to the balance on your monthly statement with the highest APR first. If you do not pay your New Balance or Interest Avoidance Balance, as shown on your statement, in full each month, you may not avoid paying interest on your new, regular purchases.

El Aviso de Privacidad de HUECU está disponible en www.huecu.org/policies.