HUECU’s current Personal & Specialty Loan rates as of September 1, 2022.

Personal & Specialty Loans

Loan Type APR1 as low as Maximum Term Maximum Amount Estimated Monthly Payment (per $1,000 at maximum term)
Personal Loan/Debt Consolidation Loan 6.99 %2 Up to 60 Months $25,000.00 $19.80
Holiday/Vacation Loan 6.74 %2 Up to 12 Months $5,000.00 $86.41
Mass Save HEAT Loan 0% Up to 84 Months $25,000.00 $11.90
Solar Loan 6.99%2 Up to 120 Months $25,000.00 $11.61
Share/CD Secured 6.99 % or 2% above certificate, whichever is higher Up to the Maturity of the certificate $25,000.00 n/a
Checking Reserve Overdraft Protection 14.00 % n/a $5,000.00 n/a

1. Annual Percentage Rate

2. Rates advertised are the lowest rates available and include APR minus .25% discount with automatic payment from an HUECU Crimson or Smart Rewards Checking account. Your rate may vary from rate shown. Certain restrictions may apply. Subject to credit approval.