Please Note: Our Charlestown Navy Yard, Longwood Medical Area, and Partners Assembly Row Branches are temporarily closed until further notice. Our MGH Branch is temporarily only open to MGH Employees. Please visit huecu.org/covid-19-help to learn more.

We’ll  get you home.

HomeReady™ is a mortgage product designed for creditworthy, low-to moderate-income borrowers, with expanded eligibility for financing homes in low-income communities.

This product features:

  • As low as 3% down payment
    • Up to 97% loan-to-value (LTV) financing for home purchases.
  • Use flexible sources of funds for down payment and closing costs.
    • Roommates and relatives may help qualify even if they are not included on the mortgage.
    • Co-borrowers are not required to live in the home, so relatives or other individuals may assists with the home purchase.
  • Single family homes, condominiums, 2 – 4 family homes
    • Purchases must be primary residence only.
  • Framework® Homeownership course prepares you for sustainable homeownership
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