CD Secured Loan - Harvard University Employees Credit Union
Please note: For the most up-to-date information on HUECU's response to the COVID-19 pandemic including branch availability, please visit

Use your HUECU savings to secure funds for today, without sacrificing what you’ve saved for tomorrow.

How it Works:

  • Secured by your funds in an HUECU Certificate
  • Low fixed interest rate of 2% above certificate or 6.99%, whichever is higher
  • Great to establish or re-establish good credit
  • Up to the Maturity of the certificate length pay off
  • $25,000 maximum borrowing
  • Use funds for practically any purpose
  • Your savings is released as you pay off your loan balance
  • Plus, you still earn interest on your certificate!

Apply Now

Subject to credit approval.

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