HUECU’s current Personal & Specialty Loan rates as of December 1, 2022.

Personal & Specialty Loans

Loan Type APR1 as low as Maximum Term Maximum Amount Estimated Monthly Payment (per $1,000 at maximum term)
Personal Loan/Debt Consolidation Loan 7.99 %1 Up to 60 Months $25,000.00 $20.27
Holiday/Vacation Loan 6.74 %1 Up to 12 Months $5,000.00 $86.41
Mass Save HEAT Loan 0% Up to 84 Months $25,000.00 $16.67
Solar Loan 7.99%1 Up to 120 Months $25,000.00 $12.13
Share/CD Secured 6.99 % or 2% above certificate, whichever is higher Up to the Maturity of the Certificate
$25,000.00 n/a
Checking Reserve Overdraft Protection 14.00 % n/a $5,000.00 n/a

1. Annual Percentage Rate. Rates advertised are the lowest rates available and include APR minus .25% discount with automatic payment from an HUECU Crimson or Smart Rewards Checking account. Your rate may vary from rate shown. Certain restrictions may apply. Subject to credit approval.