Personal & Specialty Loans
| Loan Type | APR1 as low as | Maximum Term | Maximum Amount | Estimated Monthly Payment (per $1,000 at maximum term) |
| Personal Loan | 5.99 %2 | Up to 60 Months | $25,000.00 | $19.33 |
| Debt Consolidation Loan | 5.99 %2 | Up to 60 Months | $25,000.00 | $19.33 |
| Holiday Loan | 7.50 %3 | Up to 18 Months | $4,000.00 | $58.91 |
| Vacation Loan | 7.50 %3 | Up to 18 Months | $4,000.00 | $58.91 |
| Share/CD Secured | 6.99 % or 2% above certificate, whichever is higher | Up to the Maturity of the certificate | $25,000.00 | n/a |
| Checking Reserve Overdraft Protection | 14.00 % | n/a | $5,000.00 | n/a |
1. Annual Percentage Rate. Rates advertised are the lowest rates available and include APR minus .25% discount with automatic payment from an HUECU Crimson or Smart Rewards Checking account. Your rate may vary from rate shown. Certain restrictions may apply. Subject to credit approval.
Loan Example: $1,000.00 loan at 5.99% for 60 months. Monthly payment is $19.33 with total finance charges of $159.69 and total repayment of $1,159.69.
Loan Example: $2,500.00 loan at 7.50% for 12 months. Monthly payment is $216.89 with total finance charges of $102.72 and total repayment of $2,602.72.
Loan Example: $4,000.00 loan at 7.50% for 18 months. Monthly payment is $235.65 with total finance charges of $241.69 and total repayment of $4,241.69.