HUECU’s current Personal & Specialty Loan rates as of August 1, 2022.

Personal & Specialty Loans

Loan Type APR1 as low as Maximum Term Maximum Amount Estimated Monthly Payment (per $1,000 at maximum term)
Personal Loan 5.99 %2 Up to 60 Months $25,000.00 $19.33
Debt Consolidation Loan 5.99 %2 Up to 60 Months $25,000.00 $19.33
Holiday Loan 7.50 %3 Up to 18 Months $4,000.00 $58.91
Vacation Loan 7.50 %3 Up to 18 Months $4,000.00 $58.91
Share/CD Secured 6.99 % or 2% above certificate, whichever is higher Up to the Maturity of the certificate $25,000.00 n/a
Checking Reserve Overdraft Protection 14.00 % n/a $5,000.00 n/a

1. Annual Percentage Rate. Rates advertised are the lowest rates available and include APR minus .25% discount with automatic payment from an HUECU Crimson or Smart Rewards Checking account. Your rate may vary from rate shown. Certain restrictions may apply. Subject to credit approval.

Loan Example: $1,000.00 loan at 5.99% for 60 months. Monthly payment is $19.33 with total finance charges of $159.69 and total repayment of $1,159.69.

Loan Example: $2,500.00 loan at 7.50% for 12 months. Monthly payment is $216.89 with total finance charges of $102.72 and total repayment of $2,602.72.

Loan Example: $4,000.00 loan at 7.50% for 18 months. Monthly payment is $235.65 with total finance charges of $241.69 and total repayment of $4,241.69.