HUECU’s current Personal & Specialty Loan rates as of May 1, 2022.

Personal & Specialty Loans

Loan Type APR1 as low as Maximum Term Maximum Amount
Personal Loan 5.99 %2 Up to 60 Months $25,000.00
Debt Consolidation Loan 5.99 %2 Up to 60 Months $25,000.00
Holiday Loan 7.50 %3 Up to 18 Months $4,000.00
Vacation Loan 7.50 %3 Up to 18 Months $4,000.00
CD Secured 6.99 % or 2% above certificate, whichever is higher Up to the Maturity of the certificate $25,000.00
Share Secured 6.99 % Up to 60 months $25,000.00
Checking Reserve Overdraft Protection 14.00 % n/a $5,000.00

1. Annual Percentage Rate. Rates advertised are the lowest rates available and include APR minus .25% discount with automatic payment from an HUECU Crimson or Smart Rewards Checking account. Your rate may vary from rate shown. Certain restrictions may apply. Subject to credit approval.