Harvard Chan Less Than Half-Time Loan Program is designed in cooperation with the Harvard T.H. Chan School of Public Health, by Harvard University Employees Credit Union, to meet the financing needs of students pursuing the rigorous less than half-time programs (MPH in Epidemiology Online/On-Campus Program, Master in Health Care Management Program, Summer-Only Degree Programs). The program is offered by HUECU, a not-for-profit financial institution with locations at Mass General Hospital, the Charlestown Navy Yard, Longwood Medical Area and Harvard Square.

Domestic Borrower Eligibility

  • Is either accepted or currently enrolled in a less than half-time degree program offered by the Harvard Chan School
  • Student is making satisfactory academic progress according to the standards of the school
  • Is either a U.S. Citizen or U.S. Permanent Resident

 

Apply Now

 

US Citizen and US Permanent Resident Students
Variable Rate
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Hybrid Rate
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APR
with rate reductions
5.25% 5.00%
Origination Fee 0.00% 0.00%
Auto-Pay
Rate Discount
0.25% 0.25%
Co-signer
Rate Discount
0.50% 0.50%
Interest Rate Prime + 1.50%
Variable rate reset quarterly if U.S. Prime Rate changes.
5.75%
for the first 60 months after first disbursement; thereafter it is variable at Prime + 1.75%
Repayment Begins 30 days
after first disbursement
Begins 30 days
after first disbursement

View program details: Domestic variable rate, Domestic hybrid rate

International Borrower Eligibility

  • Is either accepted or currently enrolled in a less than half-time degree program offered by the Harvard Chan School
  • Student is making satisfactory academic progress according to the standards of the school
  • Student is an international student (Non U.S. Citizen or U.S. Permanent Resident)
  • Citizens of OFAC sanctioned nations not eligible for loan

 

Apply Now

 

International Students
Variable Rate
Apply Now
APR
with rate reductions
5.75%
Origination Fee 2.50%
Auto-Pay
Rate Discount
0.25%
Co-signer
Rate Discount
0.50%
Interest Rate Prime + 2.00%
Variable rate reset quarterly if U.S. Prime Rate changes.
Repayment Begins 30 days
after first disbursement

View program details: International variable rate

 

Current prime rate is 5.25%

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