Please Note: Our Charlestown Navy Yard, Longwood Medical Area, and Partners Assembly Row Branches are temporarily closed until further notice. Our MGH Branch is temporarily only open to MGH Employees. Please visit huecu.org/covid-19-help to learn more.

HUECU’s current Vehicle Loan rates as of April 1, 2020.

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Auto Loans – up to 110% financing1
APR2 as low as Maximum Term Maximum Amount
New and Used 3.74%3 Up to 48 Months $75,000.00 (new) / $50,000.00 (used)
New and Used 4.24%3 Up to 72 Months $75,000.00 (new) / $50,000.00 (used)

Green Discount: ¼% off rate for purchasing a hybrid or electric vehicle4


1. Certain credit restrictions apply for this program. 110% financing on auto loans is subject to credit review and a down payment could be required. 2. Annual Percentage Rate. 3. Rates advertised are the lowest rates available and include Reduced Relationship Rate criteria. Requires automatic payment from an HUECU Crimson Checking account to receive the 0.25% rate reduction. Your rate may vary from the rate shown. HUECU will not refinance our own automobile, or motorcycle loans. Current rates are subject to change at any time. Subject to Credit Approval. $75,000 loan amount is only offered on new vehicles. $50,000 maximum amount on used vehicles.  4. The Green Auto Loan discount is only available to members that purchase a hybrid or electric (all-electric or battery-electric) vehicle. Loan Example: $20,000 at 3.74% and 48 months. Monthly payment is $449 with total finance charges of $1,564 and total repayment of $21,564. Find new and used values online at Kelley Blue Book or at NADA Guides.

HUECU offers lease buyouts for cars titled in Massachusetts only. We do not buy out 3rd party leases. We do not finance the purchase of vehicles registered in the following states: FL, KS, KY, MD, MI, MN, MT, NY, OK, TN, and WY.. We are only able to offer financing for vehicles being purchased through a private party when the vehicle is registered in the following states: MA, ME, NH, RI and VT.

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