Skip-A-Pay - Harvard University Employees Credit Union
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      Please complete the following form to apply for the Skip-A-Payment program. Please note that there is a $25 fee for this service. HUECU is waiving the fee on Skip-A-Payment until further notice.
      (If “yes” you must stop this transfer):
  • Skip-A-Payment Terms and Conditions:

    The original term of the loan will be extended by the selected skip a pay duration (one month, two months, or three months). For example, a skipped payment for one month on a loan with an original term of 24 months will be extended to 25 months. In addition, Finance Charges will continue to accrue on daily basis at the annual percentage rate set forth in my loan agreement, both during and after the deferral period. As a result, the skip a payment option will result in higher total finance charges being paid to the Credit Union. If applicable, monthly Credit Life / and / Disability payments will still be added to the loan on the skipped month. In all other respects the provisions of the original loan agreement remain in full force and effect. It is my responsibility to ensure that automatic payments resume after this deferment period. Failure to do so may affect my credit rating and increase the interest paid on the loan. There is a $25.00 fee for the Skip-A-Payment service. The $25.00 fee will be payable at the time the payment deferment is approved. HUECU is waiving the fee until further notice.

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