HUECU’s current Savings & Checking rates as of January 1, 2020.
Savings
| Product | Minimum to Open | Dividend Rate | APY* | Minimum to Earn APY |
|---|---|---|---|---|
| Share Savings | $5.00 | 0.10% | 0.10% | $10.00 |
| Money Market Account | $1,500.00 | Over $250k = 1.05% $100k – < $250k = 0.90% $50k – < $100k = 0.80% $25k – < $50k = 0.75% $5k – < $25k= 0.70% $1,500 – < $5k = 0.60% < $1,500 = 0.50% |
1.05% 0.90% 0.80% 0.75% 0.70% 0.60% 0.50% |
$10.00 |
| IRA Money Market | n/a | Over $250k = 1.05% $100k – < $250k = 0.90% $50k – < $100k = 0.80% $25k – < $50k = 0.75% $5k – < $25k= 0.70% $1,500 – < $5k = 0.60% < $1,500 = 0.50% |
1.05% 0.90% 0.80% 0.75% 0.70% 0.60% 0.50% |
$10.00 |
* Annual Percentage Yield. Rates on the above accounts may change after an account is opened.
Club Savings (Fixed Term)
| Product | Minimum Opening Balance | Dividend Rate | APY* |
|---|---|---|---|
| Holiday Club From 11/1 to 10/31 |
$1.00 | 0.10% | 0.10% |
| Vacation Club From 5/1 to 4/30 |
$1.00 | 0.10% | 0.10% |
* Annual Percentage Yield. Rates on the above accounts may change after an account is opened. Minimum daily balance of $10.00 must be maintained to earn posted APY.
Term Share Certificates
Open a Certificate Open a New CD with our Special Rates
| Product | Minimum Opening Balance | Dividend Rate | APY* |
|---|---|---|---|
| 11 Month CD Special1 (New Money Only) | $1,000.00 | 2.09% | 2.11% |
| 15 Month CD Special1 (New Money Only) | $1,000.00 | 2.23% | 2.25% |
1. If you do not make a selection of a new certificate prior to the expiration of your 11-month or 15-month certificate promo term, you will be automatically rolled into a certificate of the next highest term length. A penalty may or could be imposed for early certificate withdrawal.
The Crimson Elite bonus adds an additional 0.10% to the dividend rate and APY.
| Product | Minimum Opening Deposit | Dividend Rate | APY* |
|---|---|---|---|
| 3 Month Regular Certificate | $1,000.00 | 0.75% | 0.75% |
| 6 Month Regular Certificate | $1,000.00 | 0.85% | 0.85% |
| 9 Month Regular Certificate | $1,000.00 | 0.90% | 0.90% |
| 12 Month Regular Certificate | $1,000.00 | 1.74% | 1.75% |
| 18 Month Regular Certificate | $1,000.00 | 1.84% | 1.85% |
| 24 Month Regular Certificate | $1,000.00 | 1.84% | 1.85% |
| 36 Month Regular Certificate | $1,000.00 | 1.99% | 2.00% |
| 60 Month Regular Certificate | $1,000.00 | 2.38% | 2.40% |
| 6 Month IRA/ROTH | $1,000.00 | 1.10% | 1.10% |
| 12 Month IRA/ROTH | $1,000.00 | 1.74% | 1.75% |
| 18 Month IRA/ROTH | $1,000.00 | 1.84% | 1.85% |
| 24 Month IRA/ROTH | $1,000.00 | 1.89% | 1.90% |
| 36 Month IRA/ROTH | $1,000.00 | 2.23% | 2.25% |
| 60 Month IRA/ROTH | $1,000.00 | 2.62% | 2.65% |
* Annual Percentage Yield. Early withdrawal penalties will be imposed, which will reduce earnings. The APY assumes principal and interest remain on deposit until maturity. Minimum daily balance of $1,000 must be maintained to earn posted APY on all certificates.
Checking
| Product | Minimum to Open | Dividend Rate | APY* | Minimum to Earn APY |
|---|---|---|---|---|
| Basic Checking | $5.00 | n/a | n/a | n/a |
| Crimson Essentials Checking | $5.00 | n/a | n/a | n/a |
| Crimson Advantage Checking | $5.00 | n/a | n/a | n/a |
| Crimson Elite Checking | $5.00 | 0.05% | 0.05% | $1,500.00 |
* Annual Percentage Yield. Rates on the above accounts may change after an account is opened. Fees may reduce earnings
All rates are subject to change without notice.