Consumer-friendly credit cards with no gimmicks or hidden fees.
Take advantage of great rates and simple terms with an HUECU credit card – Platinum, Platinum Rewards, or Platinum Rewards+. Unlike big banks, our cards won’t surprise you with hidden fees or high default rates. You’ll also find exceptional cardholder benefits like discounted rates on balance transfers, free access to your FICO® score, and a generous cash back rewards program.
PLATINUM REWARDS+
No Annual Fee
0.00 % Intro APR on purchases and balance transfers for the first 12 months2. After that, variable rate of 18.00 % APR1.
Earn 10,000 bonus points
- when you spend $500 in the first 90 days of card membership
Balance Transfers
- 0.00% intro APR for the first 12 months2
- 2% fee
Cash Back Rewards
- 1.5% on Everything
Travel and Merchandise rewards also available
Pay in Installments
- Use our Installment Payments Program to split up large purchases over time
Points do not expire
PLATINUM REWARDS
![platinum-rewards[1]](https://huecu.org/wp-content/uploads/2021/04/platinum-rewards1-252x158.png "platinum-rewards[1]")
No Annual Fee
0.00 % Intro APR on purchases and balance transfers for the first 12 months2. After that, variable rates as low as 16.99 % to 18.00 % APR1.
Earn 10,000 bonus points
- when you spend $500 in the first 90 days of card membership
Balance Transfers
- 0.00% intro APR for the first 12 months2
- 2% fee
Cash Back Rewards
- 3% on Gas
- 2% on Groceries
- 1% on Everything Else
Travel and Merchandise rewards also available
Pay in Installments
- Use our Installment Payments Program to split up large purchases over time
Points do not expire
PLATINUM
![platinum-1[1]](https://huecu.org/wp-content/uploads/2021/04/platinum-11-252x158.png "platinum-1[1]")
No Annual Fee
0.00 % Intro APR on purchases and balance transfers for the first 12 months2. After that, variable rates as low as 14.99 % to 18.00 % APR1.
Balance Transfers
- 0.00% intro APR for the first 12 months2
- 2% fee
Pay in Installments
- Use our Installment Payments Program to split up large purchases over time
Making a large purchase? Use our Installment Payments Program to split it up into equal monthly payments
Cardholder Benefits
Explore the perks and benefits offered with your HUECU Mastercard® below! You can also view additional rewards and a full guide to your MasterCard® benefits by clicking here: view your Mastercard Guide to Benefits.
Zero Liability
With an HUECU MasterCard®, you’re protected if your card is lost or stolen.
I.D. Theft Protection
Your account is monitored in real-time for any suspicious activity, so your important information is safe.
Fraud and Transaction Alerts
Any potentially fraudulent activity on your account is identified quickly, and you will receive alerts via text or email.
Global Service
With an HUECU MasterCard®, you can expect 24-hour assistance, worldwide
Travel Insurance
For when the unexpected happens. Book with confidence using your HUECU MasterCard.®
FICO Score
You will receive Free access to your FICO credit score when you open an account.
Ready to get started with an HUECU Credit Card?
Tap and Go with Contactless
Contactless cards provide fast and secure transactions. With an easy tap of your Mastercard®, you can enjoy convenient checkouts for your everyday purchases. Simply hold your card or digital wallet to the terminal for increased speed and safety.
HUECU CARDS APP
Enjoy easy on-the-go management of your credit card with the HUECU Cards App, available for all Apple and Android smartphones.
Questions about disputing a charge?
NOTE: If your credit card is lost or stolen, you must call 1-800-449-7728 to report it. If calling from outside the U.S. you must call collect to 1-314-542-7111.
1. Your variable APR(s) are calculated by adding a margin to the Prime Rate. Rates will be adjusted on the first day of the calendar month based upon the Prime Rate published in the Wall Street Journal on the first business day of the preceding month. Rate changes may impact minimum payment due.
2. First year for Rate consists of the first 12 billing cycles.
Subject to credit approval.