Credit Cards - Harvard University Employees Credit Union
Dismiss
Please Note: For the most up-to-date information on HUECU's response to the COVID-19 pandemic including branch availability, please visit huecu.org/covid-19-help.

HUECU offers consumer friendly credit cards with no gimmicks or hidden fees.

Take advantage of great rates and simple terms with an HUECU credit card – Platinum, Platinum Rewards, or Platinum Rewards+. Unlike big banks, our cards won’t surprise you with hidden fees or high default rates. You’ll also find exceptional cardholder benefits like discounted rates on balance transfers, free access to your FICO® score, and a generous cash back rewards program.

 Apply Online  Compare Cards


Interested in a more rewarding experience?

Earn Cash Back with Platinum Rewards+

 

How does it work? It’s simple. You’ll earn 1.5% cash back on everything you buy.

HUECU’s new contactless Platinum Rewards+ credit card makes life easier with no maintenance fees, only straightforward rewards that work for you. Open a new Platinum Rewards+ MasterCard® today to take advantage of low introductory rates on purchases and balance transfers. Then, use your card to access convenient rewards, like 1.5% cash back on everything—gas, groceries, travel, and all other purchases.

Learn More

New Card Activation Bonus

When you spend $500 within the first 90 days on your new Platinum Rewards+ Card, you will automatically be rewarded with 10,000 bonus points!

Save More Now

Transfer your balance to a new Platinum Rewards+ Card and take advantage of a 0.00% intro APR for 12 months2 with a low 2% balance transfer fee! After the intro rate, receive variable rates as low as 13.74% to 18.00% APR1 based on your creditworthiness.


Platinum Rewards+

Apply Now      Check Rates

No Annual Fee

0.00% Intro APR on purchases for the first 12 months2. After that, variable rates as low as 13.74% to 18.00 APR1.

Earn 10,000 bonus points when you spend $500 in the first 90 days of card membership

Includes Contactless and EMV Chip Technology

apple-pay_tableApple Pay compatible

Balance Transfers

  • 0.00% for the first 12 months2
  • 2% fee

Cash Back Rewards

  • 1.5% on Everything

Travel and Merchandise rewards also available

Points do not expire

Apply Now

Terms & Conditions

Platinum Rewards

Apply Now      Check Rates

No Annual Fee

0.00% Intro APR on purchases for the first 12 months2. After that, variable rates as low as 11.74% to 17.99 APR1.

Earn 10,000 bonus points when you spend $500 in the first 90 days of card membership

Includes Contactless and EMV Chip Technology

apple-pay_tableApple Pay compatible

Balance Transfers

  • 0.00% for the first 12 months2
  • 2% fee

Cash Back Rewards

  • 3% on Gas
  • 2% on Groceries
  • 1% on Everything Else

Travel and Merchandise rewards also available

Points do not expire

Apply Now

Terms & Conditions

Platinum

Apply Now     Check Rates

No Annual Fee

0.00% Intro APR on purchases for the first 12 months2. After that, variable rates as low as 9.74% to 17.99 APR1.

Includes Contactless and EMV Chip Technology

apple-pay_tableApple Pay compatible

Balance Transfers

  • 0.00% for the first 12 months2
  • 2% fee

Apply Now

Terms & Conditions

Exclusive Benefits with Your HUECU Mastercard

Your HUECU credit card features extra perks and benefits, including fraud protection and global service.

HUECU CARDS APP

Enjoy easy on-the-go management of your credit card with the HUECU Cards App, available for all Apple and Android smartphones.

app-download_iphone     app-download_android

Tap and Go with Contactless

Contactless cards provide fast and secure transactions. With an easy tap of your Mastercard®, you can enjoy convenient checkouts for your everyday purchases. Simply hold your card or digital wallet to the terminal for increased speed and safety.

NOTE: If your credit card is lost or stolen, you must call 1-800-449-7728 to report it. If calling from outside the U.S. you must call collect to 1-314-542-7111.

1. The Annual Percentage Rate will be calculated by adding a margin (dependent on credit worthiness) plus the prime rate as published in the Wall Street Journal on the last Thursday of every month.
2. First year for Rate consists of the first 12 billing cycles. 

Subject to credit approval.

Cookie Settings

When you visit any web site, it may store or retrieve information on your browser, mostly in the form of cookies. Control your personal Cookie Services here.

These cookies allow us to count visits and traffic sources, so we can measure and improve the performance of our site.

  • __stid
  • pxcelBcnLcy
  • pxcelPage_c010

We track anonymized user information to improve our website.
  • __hssc
  • __hssrc
  • __hstc
  • hubspotutk

We use Google Tag Manager to monitor our traffic and to help us AB test new features.

Decline all Services
Accept all Services