Use our new Installment Payment Program to split up large qualifying purchases over time! Learn more here.

Consumer-friendly credit cards with no gimmicks or hidden fees.

Take advantage of great rates and simple terms with an HUECU credit card – Platinum, Platinum Rewards, or Platinum Rewards+. Unlike big banks, our cards won’t surprise you with hidden fees or high default rates. You’ll also find exceptional cardholder benefits like discounted rates on balance transfers, free access to your FICO® score, and a generous cash back rewards program.

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PLATINUM REWARDS+

HUECU Platinum Rewards Plus Credit Card

No Annual Fee

0.00 % Intro APR on purchases for the first 12 months2. After that, variable rates as low as 16.74 % to 18.00 % APR1.

Earn 10,000 bonus points

  • when you spend $500 in the first 90 days of card membership

Includes Contactless and EMV Chip Technology

Compatible with: 

  • Apple Pay
  • Google Pay
  • Samsung Pay

Balance Transfers

  • 0.00% intro APR for the first 12 months2
  • 2% fee

Cash Back Rewards

  • 1.5% on Everything

Travel and Merchandise rewards also available

Pay in Installments

Points do not expire

Apply Now

Terms & Conditions

PLATINUM REWARDS

platinum-rewards[1]

No Annual Fee

0.00 % Intro APR on purchases for the first 12 months2. After that, variable rates as low as 14.74 % to 18.00 % APR1.

Earn 10,000 bonus points

  • when you spend $500 in the first 90 days of card membership

Includes Contactless and EMV Chip Technology

Compatible with: 

  • Apple Pay
  • Google Pay
  • Samsung Pay

Balance Transfers

  • 0.00% intro APR for the first 12 months2
  • 2% fee

Cash Back Rewards

  • 3% on Gas
  • 2% on Groceries
  • 1% on Everything Else

Travel and Merchandise rewards also available

Pay in Installments

Points do not expire

Apply Now

Terms & Conditions

PLATINUM

platinum-1[1]

No Annual Fee

0.00 % Intro APR on purchases for the first 12 months2. After that, variable rates as low as 12.74 % to 18.00 % APR1.

Includes Contactless and EMV Chip Technology

Compatible with: 

  • Apple Pay
  • Google Pay
  • Samsung Pay

Balance Transfers

  • 0.00% intro APR for the first 12 months2
  • 2% fee

Pay in Installments

Apply Now

Terms & Conditions

Making a large purchase? Use our Installment Payments Program to split it up into equal monthly payments

Learn More

Cardholder Benefits

Explore the perks and benefits offered with your HUECU Mastercard® below! You can also view additional rewards and a full guide to your MasterCard® benefits by clicking here: view your Mastercard Guide to Benefits.

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Zero Liability

With an HUECU MasterCard®, you’re protected if your card is lost or stolen.

ID theft protection icon

I.D. Theft Protection

Your account is monitored in real-time for any suspicious activity, so your important information is safe.

Transaction alerts via text or email icon

Fraud and Transaction Alerts

Any potentially fraudulent activity on your account is identified quickly, and you will receive alerts via text or email.

Global 24-hour assistance icon

Global Service

With an HUECU MasterCard®, you can expect 24-hour assistance, worldwide

Airplane

Travel Insurance

For when the unexpected happens. Book with confidence using your HUECU MasterCard.®

Debt Consolidation Loans icon

FICO Score

You will receive Free access to your FICO credit score when you open an account.

Mastercard® SecureCode™ is a simple and secure way to pay at thousands of online stores. SecureCode enhances your existing Mastercard account by protecting you against unauthorized use of your card when shopping online at participating online retailers. Best of all — it’s completely free.

Ready to get started with an HUECU Credit Card?

Apply Now

Tap and Go with Contactless

Contactless cards provide fast and secure transactions. With an easy tap of your Mastercard®, you can enjoy convenient checkouts for your everyday purchases. Simply hold your card or digital wallet to the terminal for increased speed and safety.

Apple Pay Contactless Payments icon
HUECU Cards App

HUECU CARDS APP

Enjoy easy on-the-go management of your credit card with the HUECU Cards App, available for all Apple and Android smartphones.

Download HUECU Cards App on the App Store
Download HUECU Cards App on Google Play

Questions about disputing a charge?

Disputes FAQ

NOTE: If your credit card is lost or stolen, you must call 1-800-449-7728 to report it. If calling from outside the U.S. you must call collect to 1-314-542-7111.

1. Your variable APR(s) are calculated by adding a margin to the Prime Rate. Rates will be adjusted on the first day of the calendar month based upon the Prime Rate published in the Wall Street Journal on the first business day of the preceding month. Rate changes may impact minimum payment due.
2. First year for Rate consists of the first 12 billing cycles.

Subject to credit approval.