Please Note: For the most up-to-date information on HUECU's response to the COVID-19 pandemic including branch availability, please visit huecu.org/covid-19-help.

HUECU offers consumer friendly credit cards with no gimmicks or hidden fees.

Take advantage of great rates and simple terms with an HUECU credit card. Unlike the big banks, our cards won’t surprise you with hidden fees or high default rates. You’ll also find exceptional cardholder benefits like discounted rates on balance transfers and a generous cash back rewards program.

In addition to being the low cost option for credit cards, HUECU is also the most convenient. As a member, you can make payments to your card, directly from your Credit Union checking or savings accounts, through online banking, mobile banking, or at any of our branch locations.

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Credit Cards HUECU


Why go with an HUECU credit card?

Exclusive Benefits with Your HUECU Mastercard

Your HUECU credit card features extra perks and benefits, including fraud protection and global service.

Interested in a more rewarding experience?

Earn Cash Back with Platinum Rewards

How does it work? It’s simple. You’ll earn 1% cash back on everything you buy plus bonus points for gas and groceries.


Cash Back

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New Card Activation Bonus

When you spend $500 within the first 90 days on your new Platinum Rewards Card, you will automatically be rewarded with 10,000 bonus points!

Save More Now

Transfer your balance to a new Platinum Rewards Card and take advantage of a 0.00% Intro APR for 12 months with a low 2% balance transfer fee! After the intro rate, variable rates as low as 9.74% to 17.99% APR based on your creditworthiness.

Benefit From Extra Options


The enhanced security of EMV chip technology adds layers of protection against fraud and is virtually impossible to duplicate, making an already safe payment system even more secure.

Learn More

Mastercard SecureCode

Mastercard® SecureCode™ is a simple and secure way to pay at thousands of online stores. SecureCode enhances your existing Mastercard account by protecting you against unauthorized use of your card when shopping online at participating online retailers. Best of all — it’s completely free.

Design Your Own Card

Personalize your credit card and show your individuality every time you swipe your card. You can upload a personal photo from your computer or pick a favorite image from our image library.

Every Harvard University Credit Union member gets the first design free and it’s as easy as pointing and clicking. Your Image. Your Card.

NOTE: If your credit card is lost or stolen, you must call 1-800-449-7728 to report it. If calling from outside the U.S. you must call collect to 1-314-542-7111.


1. The Annual Percentage Rate will be calculated by adding a margin (dependent on credit worthiness) plus the prime rate as published in the Wall Street Journal on the last Thursday of every month.
2. First year for Rate consists of the first 12 billing cycles. 
3. Bonus points awarded on the first $1,500 spent in bonus categories (combined) during each quarter.

Subject to credit approval.


Enjoy easy on-the-go management of your credit card with the HUECU Cards App, available for all Apple and Android smartphones.

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