Dismiss
Please Note: Our Charlestown Navy Yard, Longwood Medical Area, and Partners Assembly Row Branches are temporarily closed until further notice. Our MGH Branch is temporarily only open to MGH Employees. Please visit huecu.org/covid-19-help to learn more.

Harvard Chan Less Than Half-Time Loan Program is designed in cooperation with the Harvard T.H. Chan School of Public Health, by Harvard University Employees Credit Union, to meet the financing needs of students pursuing the rigorous less than half-time programs (MPH in Epidemiology Online/On-Campus Program, Master in Health Care Management Program, Summer-Only Degree Programs). The program is offered by HUECU, a not-for-profit financial institution with locations at Mass General Hospital, the Charlestown Navy Yard, Longwood Medical Area and Harvard Square.

Domestic Borrower Eligibility

  • Accepted or currently enrolled in a less than half-time degree program offered by the Harvard Chan School
  • Meeting satisfactory academic progress according to the standards of the school
  • Is either a U.S. Citizen or Permanent Resident

 

Apply Now

 

US Citizen and Permanent Resident Students
15-Year Variable Rate
Apply Now
15-Year Hybrid Rate
Apply Now
APR
with rate reductions
5.50% 5.00%
Origination Fee 0.00% 0.00%
Auto-Pay
Rate Discount
0.25% 0.25%
Co-signer
Rate Discount
0.50% 0.50%
Interest Rate Prime + 1.50%
Variable rate reset quarterly if U.S. Prime Rate changes.
5.75%
for the first 60 months after first disbursement; thereafter it is variable at Prime + 1.75%
Repayment Begins 30 days
after first disbursement
Begins 30 days
after first disbursement

View program details: Domestic variable rate, Domestic hybrid rate

International Borrower Eligibility

  • Accepted or currently enrolled in a less than half-time degree program offered by the Harvard Chan School
  • Meeting satisfactory academic progress according to the standards of the school
  • International student (Non U.S. Citizen or Permanent Resident)
  • Citizens of OFAC sanctioned nations are not eligible

 

Apply Now

 

International Students
15-Year Variable Rate
Apply Now
APR
with rate reductions
6.00%
Origination Fee 2.50%
Auto-Pay
Rate Discount
0.25%
Co-signer
Rate Discount
0.50%
Interest Rate Prime + 2.00%
Variable rate reset quarterly if U.S. Prime Rate changes.
Repayment Begins 30 days
after first disbursement

View program details: International variable rate

 

Current education loans prime rate is 4.75%

Cookie Settings

When you visit any web site, it may store or retrieve information on your browser, mostly in the form of cookies. Control your personal Cookie Services here.

These cookies allow us to count visits and traffic sources, so we can measure and improve the performance of our site.

  • __stid
  • pxcelBcnLcy
  • pxcelPage_c010

We track anonymized user information to improve our website.
  • __hssc
  • __hssrc
  • __hstc
  • hubspotutk

We track anonymized user information to improve our website.
  • _ga
  • _gid
  • _gat

We use Google Tag Manager to monitor our traffic and to help us AB test new features.

Decline all Services
Accept all Services