Harvard Chan Less Than Half-Time Loan Program is designed in cooperation with the Harvard T.H. Chan School of Public Health, by Harvard University Employees Credit Union, to meet the financing needs of students pursuing the rigorous less than half-time programs (MPH in Epidemiology Online/On-Campus Program, Master in Health Care Management Program, Summer-Only Degree Programs). The program is offered by HUECU, a not-for-profit financial institution with locations at Mass General Hospital, the Charlestown Navy Yard, Longwood Medical Area and Harvard Square.
Domestic Borrower Eligibility
- Accepted or currently enrolled in a less than half-time degree program offered by the Harvard Chan School
- Meeting satisfactory academic progress according to the standards of the school
- Is either a U.S. Citizen or Permanent Resident
| US Citizen and Permanent Resident Students | ||
|---|---|---|
| 15-Year Variable Rate Apply Now |
15-Year Hybrid Rate Apply Now |
|
| APR with rate reductions |
5.50% | 5.00% |
| Origination Fee | 0.00% | 0.00% |
| Auto-Pay Rate Discount |
0.25% | 0.25% |
| Co-signer Rate Discount |
0.50% | 0.50% |
| Interest Rate | Prime + 1.50% Variable rate reset quarterly if U.S. Prime Rate changes. |
5.75% for the first 60 months after first disbursement; thereafter it is variable at Prime + 1.75% |
| Repayment | Begins 30 days after first disbursement |
Begins 30 days after first disbursement |
View program details: Domestic variable rate, Domestic hybrid rate
International Borrower Eligibility
- Accepted or currently enrolled in a less than half-time degree program offered by the Harvard Chan School
- Meeting satisfactory academic progress according to the standards of the school
- International student (Non U.S. Citizen or Permanent Resident)
- Citizens of OFAC sanctioned nations are not eligible
| International Students | |
|---|---|
| 15-Year Variable Rate Apply Now |
|
| APR with rate reductions |
6.00% |
| Origination Fee | 2.50% |
| Auto-Pay Rate Discount |
0.25% |
| Co-signer Rate Discount |
0.50% |
| Interest Rate | Prime + 2.00% Variable rate reset quarterly if U.S. Prime Rate changes. |
| Repayment | Begins 30 days after first disbursement |
View program details: International variable rate
Current education loans prime rate is 4.75%