The Harvard Chan Less Than Half-Time Loan Program is designed in cooperation with the Harvard T.H. Chan School of Public Health, by Harvard University Employees Credit Union, to meet the financing needs of students pursuing the rigorous less than half-time programs (MPH in Epidemiology Online/On-Campus Program, Master in Health Care Management Program, Summer-Only Degree Programs). The program is offered by HUECU, a not-for-profit financial institution with locations at Mass General Hospital, the Charlestown Navy Yard, Longwood Medical Area and Harvard Square.
Domestic Borrower Eligibility
- Accepted or currently enrolled in a less than half-time degree program offered by the Harvard Chan School of Public Health
- Meeting satisfactory academic progress according to the standards of the school
- Is either a U.S. Citizen or Permanent Resident
- The minimum loan amount is $2,000. You may borrow a maximum of $35,000 annually, and up to $250,000 for the entirety of your program.
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| US Citizen and Permanent Resident Students | |
|---|---|
| 15-Year Hybrid Rate Apply Now |
|
| APR with rate reductions |
4.75% |
| Origination Fee | 0.00% |
| Auto-Pay Rate Discount |
0.25% |
| Co-signer Rate Discount |
0.50% |
| Interest Rate | 5.50% for the first 60 months after first disbursement; thereafter it is variable at Prime + 1.50% |
| Repayment | Begins 30 days after first disbursement |
International Borrower Eligibility
- Accepted or currently enrolled in a less than half-time degree program offered by the Harvard Chan School of Public Health
- Meeting satisfactory academic progress according to the standards of the school standards
- International student (Non U.S. Citizen or Permanent Resident)
- Citizens of OFAC sanctioned nations are not eligible
- The minimum loan amount is $2,000. You may borrow a maximum of $35,000 annually, and up to $250,000 for the entirety of your program.
Apply Now Returning User Login
If you submitted your application before or on April 06, 2020, LOGIN HERE
| International Students | |
|---|---|
| 15-Year Hybrid Rate Apply Now |
|
| APR with rate reductions |
5.00% |
| Origination Fee | 2.50% |
| Auto-Pay Rate Discount |
0.25% |
| Co-signer Rate Discount |
0.50% |
| Interest Rate | 5.75% for the first 60 months after first disbursement; thereafter it is variable at Prime + 1.75% |
| Repayment | Begins 30 days after first disbursement |
Current education loans prime rate is 3.25%