Medical Professional Home Loan Program
HUECU’s Medical Professionals Home Loan offers low down payment options and flexibility with underwriting, including how we consider student loan debt. If you’re a medical professional searching for a home, this loan might be just what you’re looking for!
- Primary Residence Only
- Property can be single family, condominium or planned unit development
- Down payment as low as 3% for Purchase transactions.
- No PMI Options available for purchase transactions
- Programs available for First Time Homebuyers
- Fixed Rate and Variable Rate Programs
- Student loan debt for the eligible professional may be excluded from the debt-to-income ratio if the student debt is deferred for at least 12 months
Refinance options also available.
*Must also be eligible for membership
- Medical Resident
- Medical Fellow
- Medical Doctor MD
- Doctor of Dental Surgery DDS
- Doctor of Dental Medicine DMD
- Doctor of Optometry OD
- Doctor of Ophthalmology MD
- Doctor of Podiatric Medicine DPM
- Doctor of Osteopathy DO
- Pharmacist RPH
- Chiropractor DC
- Doctor of Veterinary Medicine