College Life Account - Harvard University Employees Credit Union
Please note: For the most up-to-date information on HUECU's response to the COVID-19 pandemic including branch availability, please visit

Why College Life?

Free Checking

There is no monthly fee and no minimum balance. We’ll even throw in your first order of checks.

Free ATMs Across the Nation

Use any HUECU or SUM program ATM completely free. If you get charged a fee from another bank’s ATM, we’ll reimburse you.¹

Free Account Access

Unlike some other places, we will never charge you to go to a teller in the branch.

Free HUECU-to-Bank Transfers

From another bank into the Credit Union, to you and more; move your money and get money when you need it — free of charge.


Free Incoming Wires

You’ve got to get the money here somehow, so it might as well be free.


Free Passes on Accidental Fees

Sometimes, you just need to catch a break. We understand. That’s why you are given 3 FREE passes on any of the following fees — no questions asked.

  • Insufficient Funds
  • Stop Payments
  • Late Payments
  • International Card Usage
  • ATM/Debit Card Replacement
  • Statement or Check Copies
  • Deposited Item Returned
  • Money Orders

Not to mention, they’re good for the duration of your College Life Account.²


But wait…there’s more!


Get timely tips and insight on financial issues that may impact you as a student on our HUECU blog.

Financial Education & Workshops

Navigating your financial future can be a daunting task. Through our workshops, online tools, and branch resources, we’re committed to the financial education of our members.

Free Financial Counseling

Through HUECU’s partnership with GreenPath Financial Wellness, you’ll have access to free financial counseling. Learn about developing a personalized plan to get you started on your financial journey.

1. Refunds will be credited to checking account at the beginning of each month. Domestic U.S. ATMs only.
2. Expire when account is migrated to a non-student checking option post-graduation.

branch & atm locator Over 5,000 shared branches and surcharge-free ATMs.

Cookie Settings

When you visit any web site, it may store or retrieve information on your browser, mostly in the form of cookies. Control your personal Cookie Services here.

These cookies allow us to count visits and traffic sources, so we can measure and improve the performance of our site.

  • __stid
  • pxcelBcnLcy
  • pxcelPage_c010

We track anonymized user information to improve our website.
  • __hssc
  • __hssrc
  • __hstc
  • hubspotutk

We use Google Tag Manager to monitor our traffic and to help us AB test new features.

Decline all Services
Accept all Services