HUECU’s current Personal & Specialty Loan rates as of December 1, 2021.

Personal & Specialty Loans

Loan Type APR1 as low as Maximum Term Maximum Amount
Personal Loan 4.99 %2 Up to 60 Months $25,000.00
Debt Consolidation Loan 4.99 %2 Up to 60 Months $25,000.00
Holiday Loan 7.50 %3 Up to 18 Months $4,000.00
Vacation Loan 7.50 %3 Up to 18 Months $4,000.00
CD Secured 6.99 % or 2% above certificate, whichever is higher Up to the Maturity of the certificate $50,000.00
Checking Reserve Overdraft Protection 14.00 % (APR is variable) n/a $5,000.00

1. Annual Percentage Rate. Rates advertised are the lowest rates available and include APR minus .25% discount with automatic payment from an HUECU Crimson or Smart Rewards Checking account. Your rate may vary from rate shown. Certain restrictions may apply. Subject to credit approval.

2. Loan Example $5,000 at 4.99% for 60 months  Monthly payment is $94.34 with a total finance charge of $660.40 and a total repayment of $5660,40

3. Loan Example: $2,500.00 loan at 7.50% for 12 months: monthly payment $216.89; total finance charge $102.68; total repayment $2602.68 Loan Example 2: $4,000.00 loan at 7.50% for 18 months: monthly payment $235.65; total finance charge $241.70; total repayment $4241.70.